Individual Financial Solutions

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 Personal short-term insurance is designed to protect you from financial loss due to unexpected events such as theft, accidents, fire, or natural disasters:

• Vehicle Insurance – Comprehensive, third-party, fire & theft cover
• Homeowners Insurance – Protection for your property against structural damage
• Household Contents Insurance – Cover for items inside your home
• Portable Possessions – Insurance for valuables like cellphones, laptops, and jewellery while on the move
  

We work with trusted insurers to ensure that your cover is reliable, flexible, and cost-effective, giving you the peace of mind to focus on what matters most—your life and your loved ones.

 Personal long-term insurance provides essential financial protection over the course of your life, helping you and your family stay secure through life’s most significant challenges. At CDT Investments, we offer tailored long-term insurance solutions that support your long-term financial goals and provide peace of mind, including:

• Life Cover – Pays a lump sum to your beneficiaries in the event of your death, ensuring financial security for your loved ones.
• Disability Cover – Provides a payout if you become permanently disabled and can no longer earn an income.
• Dread Disease (Critical Illness) Cover – Offers financial support upon diagnosis of a serious illness like cancer, heart disease, or stroke.
• Income Protection – Replaces your monthly income if you’re temporarily or permanently unable to work due to illness or injury.
  

We partner with leading insurers to offer customised, affordable, and comprehensive solutions—all designed around your unique needs, lifestyle, and future aspirations.

With CDT Investments, you're not just buying cover—you’re investing in financial security, dignity, and continuity for yourself and those you care about most.

 We offer tailored personal investment solutions designed to help you build and preserve wealth with confidence. Whether you're investing for retirement, education, legacy planning, or long-term financial growth, our team provides strategic guidance aligned with your goals, risk appetite, and time horizon. Our services include access to a diversified portfolio of local and offshore investment options, tax-efficient strategies, and regular performance reviews to keep your investments on track. We are committed to empowering you with clarity and confidence on your journey to financial freedom 

 At CDT Investments, we provide professional guidance in drafting and safeguarding your personal will to ensure your legacy is protected and your wishes are clearly honored. Our wills and testamentary services offer peace of mind by helping you structure your estate effectively, appoint trusted executors and guardians, and avoid unnecessary delays or disputes. Whether your estate is simple or complex, we ensure your assets are distributed according to your intentions, with care and legal precision. 

 At CDT Investments, we offer personalised medical aid and gap cover solutions to ensure you and your family have comprehensive healthcare protection. We guide you in selecting the most suitable medical aid plan based on your lifestyle, health needs, and budget. To further safeguard you from unexpected shortfalls in medical expenses, our gap cover solutions bridge the gap between what your medical aid pays and what specialists charge. Our goal is to provide financial peace of mind during life’s most vulnerable moments. 

 CDT Investments offers comprehensive estate planning solutions designed to protect your assets, preserve your legacy, and provide financial security for your loved ones. Our expert advisors work closely with you to develop a personalized estate plan that includes wills, trusts, beneficiary structures, and tax-efficient strategies. We help ensure your estate is structured to minimize costs, avoid delays, and reflect your wishes with clarity and legal certainty—giving you peace of mind today and protecting your family’s future tomorrow.